US

1. BayBook

   1. Vacation

2. BofA

   1. Checking

3. ETrade

   1. Cash

   2. GLD

   3. ITOT

   4. VEA

   5. VHT

4. Federal

   1. PreTax401k

5. Vanguard

   1. Cash

   2. RGAGX

   3. VBMPX